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Upstart/$UPST
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Upstart
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Ticker
$UPST
Sector
Trading on
Industry
Consumer Finance
Headquarters
Employees
1,193
ISIN
US91680M1071
Website
Upstart Metrics
BasicAdvanced
$5.1B
-
-$0.74
2.39
-
Price and volume
Market cap
$5.1B
Beta
2.39
52-week high
$96.43
52-week low
$20.60
Average daily volume
7.7M
Financial strength
Current ratio
22.323
Quick ratio
7.909
Long term debt to equity
213.745
Total debt to equity
215.452
Interest coverage (TTM)
-1.83%
Management effectiveness
Return on assets (TTM)
-2.16%
Return on equity (TTM)
-10.30%
Valuation
Price to revenue (TTM)
6.456
Price to book
7.54
Price to tangible book (TTM)
9.03
Price to free cash flow (TTM)
42.932
Growth
Revenue change (TTM)
31.54%
Earnings per share change (TTM)
-64.29%
3-year revenue growth (CAGR)
-9.99%
3-year earnings per share growth (CAGR)
-23.55%
What the Analysts think about Upstart
Analyst Ratings
Analyst ratings (Buy, Hold, Sell) for Upstart stock.
Upstart Financial Performance
Income Statement
Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%
Upstart Earnings Performance
Earnings per share (EPS)
Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Upstart News
AllArticlesVideos

Upstart Showcases AI Breakthroughs and Business Momentum at Inaugural 'AI Day'
Business Wire·18 hours ago

Best Loans For Bad Credit: Upstart's Guaranteed Personal Loans with No Credit Needed for Scores Below 580
GlobeNewsWire·1 day ago

Upstart Stock Falls on Forecast Despite Earnings Beat
Schaeffers Research·1 week ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
FAQs
What’s the current market cap for Upstart stock?
Upstart (UPST) has a market cap of $5.1B as of May 15, 2025.
What is the P/E ratio for Upstart stock?
The price to earnings (P/E) ratio for Upstart (UPST) stock is 0 as of May 15, 2025.
Does Upstart stock pay dividends?
No, Upstart (UPST) stock does not pay dividends to its shareholders as of May 15, 2025.
When is the next Upstart dividend payment date?
Upstart (UPST) stock does not pay dividends to its shareholders.
What is the beta indicator for Upstart?
Upstart (UPST) has a beta rating of 2.39. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.