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Investing? Own it

Get invested with stocks and funds – your way

Scan to download Lightyear
When you invest, your capital is at risk.

Why invest with Lightyear?

The outcome is yours

Take full control with a wealth of supercharged investing tools

Multi-currency accounts

Invest like a local in over 3000 international stocks and ETFs

Invest like a local in over 3000 international stocks and ETFs
Earn up to 3.5% interest, uncapped

Use your uninvested cash to take advantage of US, UK and EU interest rates

Use your uninvested cash to take advantage of US, UK and EU interest rates
Goodbye, hidden fees

We’re totally upfront about exactly what we charge and where

See our Pricing page for more
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Customers love using Lightyear

See reviews on
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Securities
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Fractional shares
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Opening a multi-currency account
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USD, EUR, GBP account numbers
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Securities custody
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W8-BEN (US Tax form)
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Bank transfer in
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Bank transfer out
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Securities
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Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·

When we say

commission-free,

we mean it

Read about our pricing & fees
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·
Securities
·
Fractional shares
·
Opening a multi-currency account
·
USD, EUR, GBP account numbers
·
Securities custody
·
W8-BEN (US Tax form)
·
Bank transfer in
·
Bank transfer out
·

The world in your phone

Invest in over 3,000 global stocks and funds from Europe, the US and beyond, with absolutely no trading, account or custody fees.

Say goodbye to high minimums and barriers to entry. With fractional shares, you can start building a portfolio with just €1.

Freedom from fees

Financial freedom shouldn’t cost the world.

Our multi-currency accounts allow you to deposit, hold and invest in global stocks and funds, all under one roof.

You can invest in local stocks completely free from fees. And when it comes to foreign exchange (FX), we charge a simple flat 0.35% fee.

Knowledge is power

A little knowledge goes a long way. Access live news feeds about the stocks you own, as well as professional analyst ratings & price targets.

We explain the lingo clearly to help grow your investing knowledge, and with Lightyear Profiles you can share strategies with your friends.

We’re proud to offer these features for free, to help you build strong financial habits for life.

Investing in your future is easier with us

Friction-free access to global financial markets for everyone. That’s our goal at Lightyear. Problem is, investing is still too complicated and expensive.

Unnecessary barriers and sneaky fees stop people from investing in their futures. We’re changing all of that.

Forget your Wall Street hotshots and billionaire magnates, we’re building products for the people and we’re thinking light years ahead.

To us, it doesn’t matter whether you’ve got €1, €100, or €10,000, we believe you deserve clear and fair investing.

Download the app and start investing now

Scan to download Lightyear
When you invest, your capital is at risk.
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2023 Lightyear Financial Ltd. All rights reserved.

The provider of investment services is Lightyear Europe AS. Please read the terms before using our services and if necessary, seek qualified advice.

Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31.

Lightyear Europe is a company registered in Estonia with company number 16235024 and registered office at Volta 1, Tallinn 10412, Estonia.